Capital markets
Advice on raising capital for growth, acquisitions, and refinancing, from the investors and lenders best suited to the business.
Raising capital
The terms of a raise stay with a company long after the money is spent. Structure, price, and the choice of investor decide how much control owners keep and how much room the business has to grow.
We build the investment case, find the investors and lenders whose mandate fits, and run a process that gives our clients several offers to choose from.
The aim is the best terms available and a partner who suits the owner’s long-term plans.
Services
From a first institutional raise to a full recapitalization, matched to the company’s stage, cash flow, and goals.
Growth equity
Minority or majority equity to fund expansion, with terms that keep the owner involved.
Private placements
Equity and debt placed directly with institutional investors and family offices.
Private credit
Senior, unitranche, and mezzanine debt from non-bank lenders, sized to cash flow.
Acquisition financing
Capital for a specific acquisition or a series of them, matched to the deal timeline.
Recapitalizations
A new capital structure that gives shareholders cash or supports a change of ownership.
Refinancing
Replacing existing debt to extend maturities, lower cost, or loosen covenants.
How a raise runs
We manage the raise from start to funding so management can stay focused on the company.
Strategy
How much to raise, and the right mix of equity and debt.
Investment case
A clear story backed by analysis and projections.
Targeting
A short list of investors and lenders whose mandate fits.
Negotiation
Competing term sheets compared on price, structure, and control.
Funding
Diligence, documents, and closing of the capital.
Common questions
How much capital can we raise?
It depends on revenue, profitability, growth, and the type of capital. Equity is sized around the growth plan, and debt capacity mostly follows earnings and cash flow. We set a realistic range early.
Should we raise equity or debt?
Debt usually costs less and avoids dilution, but it needs steady cash flow. Equity gives more flexibility and a partner, in exchange for ownership. We model the options side by side.
How long does a raise take?
Most private raises take three to six months from engagement to funding, depending on the structure and the number of investors involved.
Will we give up control?
Not necessarily. Many raises are minority investments or debt, where existing owners keep control. We negotiate board seats and investor rights as carefully as price.
What do investors want to see?
A clear record of performance, a credible growth plan, a capable management team, and a defined use for the money. We help prepare each before any investor conversation starts.
Talk to a senior banker
Send a short note about the business and what you are considering. A senior banker reads every message and replies personally, in confidence.
Or email info@harborlinecapital.co